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Haylor Risk Management Blog

How to Manage your Districts Risk during a Capital Project

Posted by Public Entities Risk Management Team on May 31, 2022 10:47:43 AM

The vote has taken place, and your District is embarking on a Capital Project!  Exciting times for the students and families, but a big project management commitment for School Business Officials.  Before a single shovel goes in the ground, make sure you have dotted your i's and crossed your t's, especially where Insurance and Risk Management issues come into play.

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Topics: Liability Insurance, Insurance, Risk Management, Capital Project, Builders Risk

Attention NYSNLA Members...OSHA Heat Hazard Inspections Are You Ready?

Posted by Risk Management Team on May 27, 2022 1:33:34 PM

The Occupational Safety and Health Administration (OSHA) has announced a National Emphasis Program (NEP) focused on heat hazards.  Through this, OSHA will be conducting proactive inspections for heat-related hazards—in both outdoor and indoor work environments.   NYSNLA members should be aware of this new program.  Are you ready for an inspection?

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Topics: safety, Risk Management, heat hazard

OSHA Heat Hazard Inspections Are You Ready?

Posted by Risk Management Team on May 25, 2022 1:12:59 PM

The Occupational Safety and Health Administration (OSHA) has announced a National Emphasis Program (NEP) focused on heat hazards.  Through this, OSHA will be conducting proactive inspections for heat-related hazards—in both outdoor and indoor work environments.    Is your facility ready for an inspection?

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Topics: safety, Risk Management, heat hazard

Cyber Crime is Here to Stay

Posted by Anto Almasian, AAI on Mar 10, 2022 1:34:07 PM

If it seems like every couple of weeks there’s a cyber-incident dominating the evening news; it’s because there truly is. Cyber-Attacks, especially those involving Ransomware, have taken center stage in news coverage since the start of the Covid-19 pandemic. And now, with the situation in Ukraine, the Cyberthreat is even greater. 

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Topics: Cyber, Ransomware, Hacking, Risk Management

How does your insurance policy respond to Property or Business Income Losses resulting from the Russia-Ukraine War?

Posted by Gia Diep on Mar 1, 2022 4:15:39 PM

Does a commercial Property policy cover property damage or business income arising from the Russia-Ukraine war?  Unfortunately, most Commercial Property Policies will not offer coverage for losses arising from War.  

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Topics: Risk Management

More about cyber and how it impacts your business

Posted by Risk Management Team on Dec 7, 2021 12:16:33 PM
How do you protect your business from the m assive increases in cyber attacks?  These attacks present themselves in various forms.
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Topics: Breach, Cyber, Ransomware, Hack, Hacking, Data, Risk Management

Is your business prepared for legalized marijuana in NY?

Posted by Gia Diep on Dec 7, 2021 12:13:00 PM

Residents of NY will be allowed to purchase, possess and grow marijuana for personal use.  It will be a regulated and taxed industry that will see significant growth in the coming years.  NY has formed the Office of Cannabis Management (OCM) to establish the regulations about production, distribution and sale of recreational marijuana. 

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Topics: Insurance, Risk Management, Marijuana, Legalized Cannabis

Employment Practices Coverage,  Covid and #metoo

Posted by Risk Management Team on Nov 9, 2021 4:00:31 PM

When it comes to safeguarding your business, it’s important to protect yourself against employee lawsuits. The costs associated with these claims can be staggering and can impact businesses of any size or type. Employment Practices Liability Insurance (EPLI) provides protection against employment practice claims such as discrimination, sexual harassment, wage & hour and wrongful termination. During FY 2020, the EEOC resolved 70,804 charges of employee discrimination, securing $439.2 million for victims in both the private sector and government workplaces.

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Topics: OSHA, Sexual Harassment, Employment Practices, Risk Management, Covid

You've been hacked.  Now What??

Posted by Gia Diep on Aug 17, 2021 3:26:54 PM

It seems that Cyber-Attacks and Ransomware incidents are in the news every day.  Some experts are saying that it is not if, but rather when you are hacked.  Having strong Data Security practices within your organization is the best way to prevent a breach.  A comprehensive Cyber Insurance policy tailored to fit your needs is the best way to recover from a breach. 

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Topics: Breach, Cyber, Ransomware, Hacking, Insurance, Risk Management, Claims

Marijuana Legal in NY.  What does this mean for your business

Posted by Risk Management Team on Jun 8, 2021 2:08:07 PM

New York Has Legalized Marijuana. ... The law allows New Yorkers over the age of 21 to possess up to 3 ounces of cannabis for recreational use. People with certain marijuana-related convictions will have their records expunged immediately.

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Topics: Cyber, Ransomware, Hacking, Risk Management, Cities, Towns, Village