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Haylor Risk Management Blog

How to Manage your Districts Risk during a Capital Project

Posted by Public Entities Risk Management Team on May 31, 2022 10:47:43 AM

The vote has taken place, and your District is embarking on a Capital Project!  Exciting times for the students and families, but a big project management commitment for School Business Officials.  Before a single shovel goes in the ground, make sure you have dotted your i's and crossed your t's, especially where Insurance and Risk Management issues come into play.

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Topics: Liability Insurance, Insurance, Risk Management, Capital Project, Builders Risk

Attention NYSNLA Members...OSHA Heat Hazard Inspections Are You Ready?

Posted by Risk Management Team on May 27, 2022 1:33:34 PM

The Occupational Safety and Health Administration (OSHA) has announced a National Emphasis Program (NEP) focused on heat hazards.  Through this, OSHA will be conducting proactive inspections for heat-related hazards—in both outdoor and indoor work environments.   NYSNLA members should be aware of this new program.  Are you ready for an inspection?

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Topics: safety, Risk Management, heat hazard

OSHA Heat Hazard Inspections Are You Ready?

Posted by Risk Management Team on May 25, 2022 1:12:59 PM

The Occupational Safety and Health Administration (OSHA) has announced a National Emphasis Program (NEP) focused on heat hazards.  Through this, OSHA will be conducting proactive inspections for heat-related hazards—in both outdoor and indoor work environments.    Is your facility ready for an inspection?

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Topics: safety, Risk Management, heat hazard

New York Requires Electronic Monitoring Notice

Posted by Benefit Consulting Team on Apr 28, 2022 1:23:21 PM

Starting May 7, 2022, employers of any size in New York who monitor or tap employees’ phones, text messages, email, instant messages, or internet use must provide them with a notice upon hire and obtain a written acknowledgment. The notice and acknowledgment can be electronic (such as through the company intranet).

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Topics: Updated Compliance Alert, Compliance, keyboard monitoring

IRS Issues Proposed Rules to Fix the Affordability “Family Glitch”

Posted by Benefit Consulting Team on Apr 7, 2022 11:10:32 AM
The IRS has issued proposed rules that would change the way employer-sponsored coverage would be treated when determining if a family is eligible for premium tax credits (PTC) when purchasing individual health insurance through a public Marketplace. The proposed rules would fix the so-called “family glitch” that currently requires employer plan affordability to be based on the employee-only cost for coverage, while not taking into consideration the cost for the employee’s family to participate. The change would allow more spouses and dependents to qualify for premium tax credits toward the cost of individual health coverage purchased through a public Exchange.

 

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Topics: Updated Compliance Alert, Insurance, Compliance, Healthcare, Benefits, Affordable Care Act

Cyber Criminals Spear Phishing Your Money!

Posted by Gia Diep on Apr 5, 2022 1:05:03 PM

A growing number of businesses, organization and individuals are falling victim to internet fraud where they are tricked into directing payments to a cyber-criminal.  What can you do to protect your business?

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Topics: Breach, Cyber, Ransomware, Hacking, Spear Phishing

Can You Avoid a Nuclear Verdict?

Posted by Trucking Team on Apr 5, 2022 11:36:01 AM

From 2015 to 2019, large Trucking Auto Liability verdicts went from an average of $2.3 Million to $22.3 Million.   

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Topics: Transportation, trucking, Insurance, Nuclear Verdicts

Cyber Crime is Here to Stay

Posted by Anto Almasian, AAI on Mar 10, 2022 1:34:07 PM

If it seems like every couple of weeks there’s a cyber-incident dominating the evening news; it’s because there truly is. Cyber-Attacks, especially those involving Ransomware, have taken center stage in news coverage since the start of the Covid-19 pandemic. And now, with the situation in Ukraine, the Cyberthreat is even greater. 

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Topics: Cyber, Ransomware, Hacking, Risk Management

How does your insurance policy respond to Property or Business Income Losses resulting from the Russia-Ukraine War?

Posted by Gia Diep on Mar 1, 2022 4:15:39 PM

Does a commercial Property policy cover property damage or business income arising from the Russia-Ukraine war?  Unfortunately, most Commercial Property Policies will not offer coverage for losses arising from War.  

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Topics: Risk Management

NY Workers' Compensation Experience Modification Rating (EMR) is changing.

Posted by Risk Management Team on Feb 8, 2022 12:14:13 PM

New York State is working to incentivize workplace safety by revamping the Workers' Compensation experience modification rating program, effective October, 2022.    What does this mean for your business?

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