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Haylor Risk Management Blog

Employment Practices Coverage,  Covid and #metoo

Posted by Risk Management Team on Nov 9, 2021 4:00:31 PM

When it comes to safeguarding your business, it’s important to protect yourself against employee lawsuits. The costs associated with these claims can be staggering and can impact businesses of any size or type. Employment Practices Liability Insurance (EPLI) provides protection against employment practice claims such as discrimination, sexual harassment, wage & hour and wrongful termination. During FY 2020, the EEOC resolved 70,804 charges of employee discrimination, securing $439.2 million for victims in both the private sector and government workplaces.

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Topics: OSHA, Sexual Harassment, Employment Practices, Risk Management, Covid

You've been hacked.  Now What??

Posted by Gia Diep on Aug 17, 2021 3:26:54 PM

It seems that Cyber-Attacks and Ransomware incidents are in the news every day.  Some experts are saying that it is not if, but rather when you are hacked.  Having strong Data Security practices within your organization is the best way to prevent a breach.  A comprehensive Cyber Insurance policy tailored to fit your needs is the best way to recover from a breach. 

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Topics: Breach, Cyber, Ransomware, Hacking, Insurance, Risk Management, Claims

Marijuana Legal in NY.  What does this mean for your business

Posted by Risk Management Team on Jun 8, 2021 2:08:07 PM

New York Has Legalized Marijuana. ... The law allows New Yorkers over the age of 21 to possess up to 3 ounces of cannabis for recreational use. People with certain marijuana-related convictions will have their records expunged immediately.

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Topics: Cyber, Ransomware, Hacking, Risk Management, Cities, Towns, Village

Is your Village, Town, County or City prepared for a Cyber incident?

Posted by Risk Management Team on Apr 27, 2021 2:30:35 PM

The stakes are higher than ever for cyber incidents and ransomware attacks.

The pandemic has increased the fear and uncertainty and led to behavioral changes for many of us throughout this last year.  

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Topics: Breach, Cyber, Hack, Data, Risk Management, Cities, Towns, Village

Umbrella Coverage – The Other Reason

Posted by Diane Viviano on Mar 9, 2021 2:27:17 PM

As an insurance professional for over 30 years, I’ve learned the importance of having proper coverage, including an umbrella policy.  Not only is it important because, for a few hundred dollars a year, you can increase your liability coverage significantly, but because it gives you an opportunity to be in a better position to “right a wrong” when necessary. 

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Topics: Insurance, home insurance, auto insurance, Umbrella, Risk Management, Protection