• Report a Claim
  • 1-800-289-1501
  • Search for:
  • Get a Quote

    Get A Quote

Haylor Risk Management Blog

Risk Management Team

Recent Posts

Conducting a thorough incident investigation

Posted by Risk Management Team on Apr 20, 2017 9:30:44 AM

The goal of an accurate and thorough incident investigation is not to place blame, but to determine the true cause of the incidentand make changes that reduce the chances of similar incidents occurring in the future.

Read More

Top 10 workplace discrimination claims

Posted by Risk Management Team on Mar 28, 2017 2:57:05 PM
Read More

Why Student Accident?

Posted by Risk Management Team on Mar 27, 2017 10:57:44 AM

Todays student can participate in a variety of school sponsored activities which help provide the opportunity to develop friendships, teamwork, and leadership skills.

Read More

The snow stops but the liability doesn't!

Posted by Risk Management Team on Mar 17, 2017 11:09:36 AM

The snow from Winter storm Stella may have stopped, but the dangers of slip and fall liability hasn't.

Read More

Public Entity claim from $0-1,200,000 with HF&C's involvement

Posted by Risk Management Team on Feb 28, 2017 10:16:27 AM

How Claim Advocacy At Your Insurance Agency Can Make A Million Dollar Difference.

Read More

Claim settlement goes from $0-1,200,000  with HF&C's involvement

Posted by Risk Management Team on Feb 23, 2017 3:17:19 PM

How Claim Advocacy At Your Insurance Agency Can Make A Million Dollar Difference.

Read More

Digital Piracy…it could happen to your School District

Posted by Risk Management Team on Jan 12, 2017 2:13:21 PM

Ransomware has featured prominently in the news over the last few years.  In fact right here in Central New York, local municipalities have battled this problem. Hospitals, law enforcement agencies and even individuals have been affected by it. In some cases, ransom was actually paid and the entity went on to recover their computer data; others have lost their data forever.

Read More

Digital Piracy…it could happen to your City, Town, Village or County

Posted by Risk Management Team on Jan 12, 2017 11:56:18 AM

Ransomware has featured prominently in the news over the last few years.  In fact right here in Central New York, local municipalities have battled this problem. Hospitals, law enforcement agencies and even individuals have been affected by it. In some cases, ransom was actually paid and the entity went on to recover their computer data; others have lost their data forever.

Read More

Why You May Need Fiduciary Liability Insurance

Posted by Risk Management Team on Jan 10, 2017 10:53:28 AM

In today’s ever-shifting legal environment, employers are increasingly being held accountable for the benefits options they offer employees. If your company sponsors a retirement or health plan for employees, and if you are involved in any way with the management of that plan, you are likely considered a fiduciary.  Under the 1974 Employee Retirement Income Security Act, or ERISA law, fiduciaries can be held personally liable for a breach of fiduciary duties. 

Read More

A Real Story on Cyber Crime

Posted by Risk Management Team on Dec 13, 2016 11:16:09 AM

The Real Target of Credit Card Thefts

   Case Study: Your company sells widgets used in manufacturing....

The John Smith Company contacts your sales department via internet and places an order for $10,000 in widgets to be shipped to a country ending in “Stan”.  He’ll pay you in full, by credit card, but you have to arrange shipping through a company that he uses to handle the logistics.

Your sales department contacts Outlaw Freight and they quote you $5,000 for associated shipping costs.

Your salesman tells The John Smith Company that the total cost of the order is $15,000. The John Smith Company gives him a credit card number. After a few days, the credit comes through and shows on your account, everything looks fine. You are instructed to wire the shipping charges to Outlaw Freight and to send the product to their attention at a shipyard.

A few days later, you are notified that the credit has been backed off of your account. It turns out that the credit card number was stolen and the holder disputed the charge when it showed up on his statement.

Turns out that The John Smith Company and Outlaw Freight do not exist. Their addresses are actually a hair salon and municipal parking garage. You have lost your product, and worse yet, you wired away $5,000 of your money.

Read More