Haylor Risk Management Blog

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Work related injuries are not always preventable; there are however, ways in which we can  decrease the number of incidents as well as lessen the impact that these injuries have on our employees, customers and overall business. On average, there are over 15,000 workplace injuries each year and many of these may have been prevented with proper training and Personal Protective Equipment (PPE). The Occupational Safety and Health Administration (OSHA) works hard to provide regulations and recommendations for a safe work experience. Failure to comply with OSHA standards could result in costly fines that could add up.

Employment Practices Liability Insurance 

Owning a business can be very overwhelming at times. Hiring qualified personnel is very important when trying to build clientele or maintain reputation in your industry and /or the community.   There are times when employees will clash or there may be issues with verbiage or an inappropriate touch. Your businesses could see a decrease in profit and need to reduce the workforce or  terminate employment due to lack of productivity that even counseling cannot resolve. Decisions of this nature can be very difficult and can cause retaliation which could be very damaging if not handled legally and ethically. There are so many potential issues that have to do with the; hiring, firing, and maintenance of personnel that the need for Employment Practices Liability Insurance or EPLI is significant and well worth the cost.

Effective as of June 27, 2015, the State of New York enacted a law requiring carbon monoxide (CO) detection in all commercial facilities.   The one year grace period for existing commercial buildings is rapidly approaching.  Are you ready?

Businesses are working hard to keep up with the demands of constant change in technology.  Information technology  professionals are vital to daily operations and digital data security, but so is having a clear understanding  of how to protect your business if you experience a cyber attack.

Water Damage at your business or your home can be a nightmare.  Your best defense is to try and avoid the ice build up before the damage sets in.

Rumors have been circulating on the web regarding a possible increase in OSHA violation fines for 2016. The increase was proposed and signed under a congressional budget deal and would be the first increase that we have seen since the early 1990’s.

$1.8 Million - GONE!  Is your company next?